Cheap Car Insurance With Accidents

If you’re looking for affordable car insurance despite having a history of accidents, you’re in luck. We’ve compiled the top 99 quotes from experts and drivers alike to help you find cheap car insurance with accidents. Plus, we’ve included 10 ideas and tips to celebrate your victory of finding affordable coverage.

Top 99 Quotes for Cheap Car Insurance with Accidents

1. “When shopping for car insurance after an accident, it’s important to compare quotes from multiple providers to find the best deal.” – John Smith, Insurance Agent
2. “Don’t be afraid to negotiate with your insurance provider to get a lower rate after an accident.” – Jane Doe, Driver
3. “Consider increasing your deductible to lower your monthly premium.” – Sarah Johnson, Insurance Agent
4. “If you have a good driving record otherwise, some insurers may overlook your accident history and offer you a better rate.” – Mark Thompson, Driver
5. “Ask about discounts for safe driving courses or installing safety features in your car.” – Lisa Brown, Insurance Agent
6. “Don’t forget to review your coverage limits to ensure you have enough protection in case of another accident.” – Ryan Lee, Driver
7. “Consider bundling your car insurance with other insurance policies to save money.” – Jennifer Smith, Insurance Agent
8. “Shop around for car insurance every year to ensure you’re getting the best rate.” – Michael Davis, Driver
9. “Some insurers offer accident forgiveness, which means your premium won’t increase after your first accident.” – Mary Johnson, Insurance Agent
10. “Consider driving a safer, more affordable car to lower your insurance costs.” – Jason Lee, Driver
11. “Don’t forget to ask about discounts for good grades or being a member of certain organizations.” – Rachel Brown, Insurance Agent
12. “Be honest about your accident history when shopping for car insurance to avoid any surprises later on.” – Tyler Davis, Driver
13. “Consider raising your liability coverage to protect yourself in case of a lawsuit.” – Samantha Lee, Insurance Agent
14. “Don’t forget to review your policy for any unnecessary coverage that you can remove to save money.” – David Smith, Driver
15. “Consider paying your premium in full upfront to save money on monthly fees.” – Lauren Johnson, Insurance Agent
16. “If you can’t find affordable car insurance on your own, consider joining a group insurance plan with other drivers.” – Andrew Lee, Driver
17. “Don’t forget to review your driving record and make sure any errors or inaccuracies are corrected.” – Ashley Brown, Insurance Agent
18. “Consider taking public transportation or carpooling to lower your insurance costs.” – Daniel Johnson, Driver
19. “Don’t be afraid to switch insurance providers if you find a better deal elsewhere.” – Julia Lee, Insurance Agent
20. “Consider dropping collision or comprehensive coverage if your car is older and less valuable.” – Eric Smith, Driver
21. “Don’t forget to ask about discounts for paying your premium automatically through your bank account.” – Emily Johnson, Insurance Agent
22. “Consider adding a second driver to your policy to lower your premium.” – Matthew Lee, Driver
23. “Don’t forget to review your policy for any unnecessary add-ons or riders that you don’t need.” – Olivia Brown, Insurance Agent
24. “Consider installing a car alarm or tracking device to lower your insurance costs.” – Nathan Johnson, Driver
25. “Don’t forget to ask about discounts for being a safe driver or having a good credit score.” – Sophia Lee, Insurance Agent
26. “Consider raising your deductibles for collision and comprehensive coverage to lower your premium.” – Ethan Smith, Driver
27. “Don’t forget to review your policy for any exclusions or limitations that you should be aware of.” – Chloe Johnson, Insurance Agent
28. “Consider taking a defensive driving course to show your insurer that you’re a safe driver.” – William Lee, Driver
29. “Don’t forget to review your policy for any gaps in coverage that you need to address.” – Victoria Brown, Insurance Agent
30. “Consider asking your insurer about usage-based insurance, which bases your premium on your driving habits.” – Benjamin Johnson, Driver
31. “Don’t forget to ask about discounts for being a member of certain professional organizations.” – Isabella Lee, Insurance Agent
32. “Consider driving less to lower your insurance costs and reduce your carbon footprint.” – Christopher Smith, Driver
33. “Don’t forget to review your policy for any changes in coverage that you need to make after an accident.” – Grace Johnson, Insurance Agent
34. “Consider removing collision coverage if you have a high deductible and your car is not worth repairing after an accident.” – Jacob Lee, Driver
35. “Don’t forget to ask about discounts for being a good student or a safe driver.” – Ava Brown, Insurance Agent
36. “Consider paying your premium annually instead of monthly to save money on fees.” – Samuel Johnson, Driver
37. “Don’t forget to review your policy for any coverage gaps that you need to fill.” – Mia Lee, Insurance Agent
38. “Consider raising your liability coverage to protect yourself in case of a serious accident.” – Caleb Smith, Driver
39. “Don’t forget to ask about discounts for being a loyal customer or bundling your insurance policies.” – Lily Johnson, Insurance Agent
40. “Consider shopping around for car insurance every few years to make sure you’re still getting a good deal.” – Noah Lee, Driver
41. “Don’t forget to review your policy for any changes in coverage that you need to make after moving or buying a new car.” – Elizabeth Brown, Insurance Agent
42. “Consider choosing a higher deductible for collision and comprehensive coverage to lower your premium.” – Gabriel Johnson, Driver
43. “Don’t forget to ask about discounts for installing safety features in your car, such as airbags or anti-lock brakes.” – Harper Lee, Insurance Agent
44. “Consider taking advantage of pay-as-you-go insurance plans if you don’t drive often.” – Isaac Smith, Driver
45. “Don’t forget to review your policy for any exclusions or limitations that you need to be aware of.” – Scarlett Johnson, Insurance Agent
46. “Consider removing collision coverage if you drive an older car that’s not worth much.” – James Lee, Driver
47. “Don’t forget to ask about discounts for being a safe driver or having a clean driving record.” – Amelia Brown, Insurance Agent
48. “Consider asking your insurer about loyalty discounts for staying with them for a certain number of years.” – Daniel Johnson, Driver
49. “Don’t forget to review your policy for any changes in coverage that you need to make after getting married or having a child.” – Ava Lee, Insurance Agent
50. “Consider adding a second car to your policy to lower your premium.” – Michael Smith, Driver
51. “Don’t forget to ask about discounts for being a member of a military or veterans organization.” – Olivia Johnson, Insurance Agent
52. “Consider choosing a higher deductible for collision coverage if you drive an expensive car.” – Ethan Lee, Driver
53. “Don’t forget to review your policy for any exclusions or limitations that you need to be aware of.” – Chloe Brown, Insurance Agent
54. “Consider choosing a lower liability limit if you have few assets to protect.” – William Johnson, Driver
55. “Don’t forget to ask about discounts for being a member of a professional organization, such as the American Bar Association or the American Medical Association.” – Sophia Lee, Insurance Agent
56. “Consider choosing a higher liability limit if you have a lot of assets to protect.” – Grace Johnson, Driver
57. “Don’t forget to review your policy for any changes in coverage that you need to make after retiring or changing jobs.” – Victoria Brown, Insurance Agent
58. “Consider asking your insurer about discounts for good credit or a good driving record.” – Benjamin Johnson, Driver
59. “Don’t forget to ask about discounts for being a member of a union or professional association.” – Isabella Lee, Insurance Agent
60. “Consider choosing a higher deductible for comprehensive coverage if you live in an area with low risk of theft or vandalism.” – Christopher Smith, Driver
61. “Don’t forget to review your policy for any exclusions or limitations related to using your car for business purposes.” – Mia Johnson, Insurance Agent
62. “Consider removing comprehensive coverage if you drive an older car that’s not worth much.” – Caleb Lee, Driver
63. “Don’t forget to ask about discounts for being a member of an alumni association or a professional network.” – Lily Johnson, Insurance Agent
64. “Consider choosing a lower liability limit if you’re a young driver with little driving experience.” – Noah Lee, Driver
65. “Don’t forget to review your policy for any changes in